Business & Finance

Wednesday, April 8, 2009

Need your ideas for naming my eBay store!?

I am going to open an eBay store to sell beautiful handmade cards, stationary, invitations, gift baskets, magnets, jars, and a variety of seasonal crafts. I have thought of Moments Made, Creative Moments, or Sunshine Creations. If there's one of these you like please note which one or if you have any ideas I would love them! Please only serious answers and nothing offensive. Thank you!



I really like Sunshine Creations. I'd definitely click, it grabs the reader's attention!




I like Moments Made the best, it's cute.





Magic Moments


Moments in Time


Creation Scape's


Baskets and Bows


Letters from Home


Write Decisions


Write Moments


Good luck with your new venture

In an engineering project (say for a mall) when can the company put up a website (mainly for advertising)?

Can it be done before building permits are cleared?



The website can be put up anytime. Building permits have no effect on the building of websites or advertising.

Is posting the wrong business hours false advertising?

My wife wants a Martha Stewart Bistro set for her birthday. Well the retailer that carries them has on their website that they are open until 10 on Saturday nights. After calling and checking i managed to locate a set at a store over an hour away. I drove all the way there and arrived at 9:08 just to find the hours posted there is 9:00 and that they were closed. I really want to know if they are required to compensate me for fuel and time now that i am going to have to make a second trip today. They are the only retailer that carries this product.



It sucks but there is no legal recourse you can take. It's not considered false advertising cause technically is isn't advertising.




No

Have you been getting more door 2 door salesmen and have they been getting more pushy?

Or is it just a Florida thing? Some here are down right nasty when you say "no thank you", "no thank you"......



Yea! I've seen it....I thought maybe it was just me. Here in Atlanta, we would get someone coming by maybe once every few months, now it's like 3 times a week. And they won't take a polite, no thank you for an answer, they'll just keep up with their sales pitch, so I just end up closing the door on them.....it's like....what part of "NO" don't they understand?




I had a guy just the other day trying to sell me doors & windows, when I said "no thank you" he wanted to know why? Wanted to know why? Excuse me but thats none of their business, why. And when I told him that, he called me a "jerk" and walked away. I would have called the company to complain but I didn't even know what company he worked for. I think some of these companies that use to call on the phone are realizing that people just hang up or don't answer, so now their sending people out.




Our police said on the TV that if you see a door to door sales person; call them to check the person and their business out.





The police said better safe than sorry; and help them stop the Gypsy Scammers; the reason being too many Gyspsy scam teams hitting our city.





The scammers have many scams, most involved house repair; they take deposits, maybe do some demolition and leave it like that or maybe they do a very very poor job and then leave.





While some others have to do with magazine sales.





And some have to do with robbing mailboxes while they go door to door pretending to sell something, (they are compileing identity thieft informations from those mailboxes).




Our weather here is still a bit wintry, so we haven't had those door 2 door people, not yet anyways.


I'm not surprised though with them getting more pushy, with the economy the way it is, and probably more of these guys have been laid-off their normal jobs and are doing this kind of work just to get by. They have no idea what customer service or being polite means.




I live in Oklahoma. We need to get a new roof on our house, so we're constantly having men come by offering their business to fix it. We keep telling them no, but its like they drive through the neighborhoods looking for bad roofs and then stopping. Also during the summer we get mowers wanting to mow our lawn. It does get frustrating, especially when i'm home alone. I don't want to answer the door to a stranger! They can be very pushy though, I make my husband talk to them cause he's good at telling them NO, i just stand there and listen cause i'm too shy to say no. lol.




Door to door is a very good thing for business, except when they act like you mentioned. Must be a Florida thing with yalls awesome weather down there.




Other than school kids selling candy or whatever, I haven't had a salesman at my door in years




It helps to answer the door with bloody hands and a bloody kitchen knife. Keeps them from coming back during dinner prep!




cause their probably sick of everybody saying no.




to much competition out there and the fact that they work on commision don't help the residents!

Why promotion of services are difficult as compared to that of products?

Promotion of services are difficult as it is intangible.


Products are tangible and hence it's easier.

I need a slogan for a graphic design company?

I need a slogan for my graphic design company called Zajac Studios. We have been dealing with all types of customers making posters, packaging, and t-shirts.





Basically Zajac comes from the polish word Rabbit which is our trademark logo. I need help coming up with some type of slogan involving graphic design and the thought of a rabbit. All help is greatly appreciation.



Hare raising designs.




Zajac Studios


"the art of friendly designs"




Zajac..hopping your designs to success!!

Help!! I need a campaign slogan by tonight!!?

Hi my name is haley and I have to put up posters for my student council election tomorrow. I am running for secretary of commerce, which organizes dances and such. I want a funny slogan that people will remember because i am going up against the most popular girl in the school. Help me please!!



Pardon me, can you spare a vote?


Obama supports Haley.


She's not popular so she has time for student council.


Vote for Haley. She won't raise taxes.




haley? why would anyone waiting until the last minute to come up with a campaign slogan want to vote for you? organizing a dance and such requires planning and thought to be successful.Good luck young lady




Just tell them that their wildest dreams will come true if they vote for you. And if you can dance like Napolean Dynamite you probably have a great chance at winning. :)




Hi, I'm running for Student Council





For things to run smooth daily





Don't forget to vote for Haley




1 Have fun while doing it





2 The change I'm bringing





3 I'mma make it better

What product or service would you like to see?

What service or product, that is not already out there, you would use or buy? Is there services that you think are to expensive or is there a lack of choice in some areas?



this is the most basic question of an entrepreneurer the purpose of which is to find an opportunity gap and serve it effectively and efficiently i.e with a good ratio of input resources and the output. you need to do an environmental scanning or simply a market research to find this opportunity gap. i did a detailed project on entrepreneurial ideas and suggested that there should be a service which rents out the expensive bridal dresses for the wedding. if you need that project i can provide it to you. (i got an a in this project). there were also some weird kind of ideas presented by other students in the class like tooth paste for men only, etc.




An alien friend/pet :P


A mutant friend/pet :)


A robot friend/pet :D


LOL!

What would a product that is not tested or unexpirmented be called?

The guitar company Gibson. sometimes releases a handfull of new guitars for people to try and report how they felt about it.





what would this be called?








and no the word "beta" is not what im looking for.



I believe the answer you are looking for is prototype.

How is consumer perception of a certain company related to the company

In other words, how can consumer perception of a certain brand affects the strategy of that brand?



Consumer perception can dictate brand strategy in its marketing, pricing, packaging and even its form.





Here are a few examples:





1. If consumers have negative perception of a brand or product, the strategic plan can be geared to a defensive strategy ie consumer re-education or attacking the negative perception by emphasizing its inaccuracy and harping the products positive attributes.





2. When consumers perceive that product A is better than the cheaper product B although the company producing product B knows that both products are the same in quality and performance, the company's strategy should be geared towards showing consumers that both products are of same quality and emphasizing its value-for-money proposition.

Marketing Jobs | Advertising, Media, Digital, Direct Marketing ...?

Search & apply for marketing, advertising, digital, direct marketing & design jobs a leading UK specialist job search website.



I can suggest you to use www.clickmycoupon.com this site for post your free business coupon or advertise your business and grow up your business.

How to market a product in Japan?

I need help looking for a international marketing/advertising agency in the USA. I would like to obtain a Japan mailing list. Please advise!



ARE YOU A INDIAN





1) INDIAN MARKET IS THE BEST


2) WE HAVE A LOT OF POPULATION





THEN EAST INDIAN COMPANY RETURN TO INDIA, IF WE ALL GO AWAY

Wednesday, April 1, 2009

A QUESTION FOR BUSINESS MEN?

Well I'm the first one in literally my entire family to be in a professional industry, and while I still am studying, I know I'm not far from working for a company. My question is what kind of suits do business men wear (like stripe or what colour?) Should I have more than one so I'm not wearing the same one everyday? And also should I have a different tie for each day? Sorry it might seem dumb, but I've never been around or have any knowledge about this sort of thing. Thanks!



Hoepfully, whoever you go work for has a Business Casual dress policy - like most fo America - dress pants and shoes and button down shirt, but no tie or coat required.





I'm a FInancial Controller and I hate wearing a tie, never mind a coat - my company even lets me wear Blue jeans on Fridays - no sneakers though - and I'll be 50 in June. Once in awhile on days I have a staff meeting, I'll wear a tie




Interesting. Most companies adhere to a business casual dress code: a pair Dockers and nice dress shirt is usually the name of the game. I've only worked for one business that required wearing a tie and it's standard to wear a DIFFERENT tie every day of the week. When your beginning your career, you will only need one business suite for job interviews, default color is black with/without stripes. Bathing is required, by the way.




more than one if you do not want to smwll like a skunk go to a suit place and let them ind you a look

Lucent technologies? please help?

Here are the questions:


2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet.


3. What concerns would investors and creditors have based on only this information?


4. What additional finanacial and non-financial information would investors and creditors need to make investing and lending decisions for Lucent Technologies?





.Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies? LUCENT TECHNOLOGIES INC. AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS (in Millions, Except per Share Amounts) September 30, September 30, 2004 2003 Assets Cash and cash equivalents $ 3,379 $ 3,821 Marketable securities 858 686 Receivables 1,359 1,511 Inventories 822 632 Other current assets 1,813 1,213 Total current assets 8,231 7,863 Marketable securities 636 ?Property, plant, and equipment, net 1,376 1,593 Prepaid pension costs 5,358 4,659 Goodwill and other acquired intangibles, net 434 188 Other assets 928 1,608 Total assets $ 16,963 $ 15,911 Liabilities Accounts payable $ 872 $ 1,072 Payroll and benefit-related liabilities 1,232 1,080 Debt maturing within one year 1 389 Other current liabilities 2,361 2,393 Total current liabilities 4,466 4,934 Postretirement and postemployment benefit liabilities 4,881 4,669 Pension liabilities 1,874 2,494 Long-term debt 4,837 4,439 Liability to subsidiary trust issuing preferred securities 1,152 1,152 Other liabilities 1,132 1,594 Total liabilities 18,342 19,282 Commitments and contingencies 8.00% redeemable convertible preferred stock ?868 Shareowners?Deficit Preferred stockar value $1.00 per share; authorized shares: 250; issued and outstanding: none ??Common stockar value $.01 per share;Authorized shares: 10,000; 4,396 issued and 4,395 outstanding shares as of September 30, 2004,and 4,170 issued and 4,169 outstanding shares as of September 30, 2003 44 42 Additional paid-in capital 23,005 22,252 Accumulated deficit (20,793) (22,795) Accumulated other comprehensive loss (3,635) (3,738) Total shareowners?deficit (1,379) (4,239) Total liabilities, redeemable convertible preferred stock and shareowners?deficit $ 16,963 $ 15911



I%26#039;ve sent a file to that address you gave me.




mate use google and type accounting calculator


%0D%0A

CVS vs. Walgreens and why?

Walgreens...better prices, bigger stores, better selection.


I think it's kinda strange that they're about a mile apart in Florida though. I guess upper management calls that saturation. They want everybody to be in walking distance of a Walgreens. lol




Walgreens--you don't need to carry another card around for bargains.




Either one are great for coupon shopping for freebies, lol :-)




Keep in mind, currently CVS has the top rated pharmacy. I'm not sure what you're asking though.




What is your question here?

Can anyone help with Choi Enterprises?

I've sent the file to that address you gave me.

Boycott mail-in rebates?

Why force the consumer to wait for up to 90 days using the buyers money until and that is if the rebate actually reaches you.


Why not the companies offering the rebate give this rebate at check-out?



I don't understand it either. Its some kind of crazy marketing scheme.

How much do assistant managers at Staples make?

and are they a good company to work for?



They don%26#039;t do hourly, most of them have a salary and they have to put in at least 40 hours a week. Even if they go over they don%26#039;t get overtime. But most of them have a large amount of benefits such as insurance, 401K, stock options and they make incentive if the store they work at makes their monthly goals in sales and other things; like opening store credit cards and good customer service. Most of them make up to mid 5 digits a year, plus the incentives. However the job is high stress and high maintance. So you would be dealing with and delegating a lot of people and having irregular work hours.


Good Luck




It depends on where you live. The employees in San Francisco make about 50% more than they do in the Midwest.


%0D%0A

Is there any alternatives to play/amazon that is trusted?

The certain item I want is out of stock at these websites, I'd appreciate another website.



Yes there are many trusted websites i use:


HMV,


CD WOW,


Tesco Jersey (aka. Tesco entertainment)


Ebay?


PC World





These are just some i'm sure there are more.





I am in England and They all sell brand new products




walmart

Are the jobs posted on websites real jobs?

I'm out of work at the moment and registered with on-line agencies, job sites, gumtree etc, every day they email me jobs, some of which are right up my street, but when I chase these up the job has gone or I'm over/under qualified? It's really cheesing me off.... I'm beginning to feel these are bogus jobs?



The above is spam for sure ... but jobs online are usually real, I have applied for and gotten every job I've had, it's much easier that writing and sending CVs.

When you are searching for jobs online, why do some say company confidential?

I want to apply for this warehouse job starting at $18.00 an hour, but it says company confidential. Why do I see a lot of job offerings where this is the case?



The company doesn't want to advertise that they are hiring.





Sometimes it is because the person that you'd be replacing doesn't know they are being fired.





It can also help with people just walking in off the street looking for a job they saw advertised.





If the company calls you for an interview, then you'll know who they are and can do some research on them.

Any federal government employees?

could you help me with this for an AP GOV'T project


you don't have to answer all of them....





you can contact me with the anwers from the contact link on my profile. thank you soo much if you do it'll help a lot





1 what agency do you work for? is this a cabinet department, independent agency, part of the exec. office of the pres. or a gov't corporation





2how did you get the job. what are the requirements?





3 what is your job title. who do you report yo and what are you responsible for





4 what is the most interesting part





5 describe the types of daily tasks.





6 how do you feel about working their





7 do you communicate with congress or special interest groups?





8 has the nature of the job changed with different presidential admin.?





9 has the agency become more efficient over the years?





was your workplace affected by Sept. 11? how?





are you bound by the hatch act?








just some questions to consider...



Bureau of Indian Affairs





Ad in the newspaper. Teaching certificate.





Teacher. Report to the school principal.





Living on the Indian Reservation. You are in America but everyone is speaking a foreign language.





Teaching kids.





It is OK.





No





No





No





No.





Don't know about the Hatch act.

Who makes more money ?

Would the president of a chain of banks ,


[Bank of America , Scotia Bank ]


make more money,


or


would the president of a chain of Commercial air crafts make more money ?


[Ex. Delta Airlines]



Banking CEO would make more. Banking was more stable. Most airlines never seem to make money in the long term.




BANKS!





U kiddin?!





A Crisis doesn't mean the CEO's of banks are out of money, it just means the employees are screwed.





trust me it's the banks.




Right now I don't think banking is a good pay out for anyone.


check on salaries.com

How much does a bank Ceo make a year?

and if you would can you tell what is needed to become one?



The typical bank CEO makes a few million per year, with hundreds of millions in stock options. This is what the Government is complaining about now. How can we loan these banks trillions, and watch as the banking boards vote their leaders millions of dollars.


Many, many years of bank involvement is needed, wisdom with new ideas, programs, customer service ideas. Being an incharge type of guy, with a strong attitude, likeable, one who gets the job done, and does not mind working overtime.

How much power do the main priciples of a company really have?

Particularly in reference to decision-making...



That will always depend on the makeup of the board of directors and the CEO business practices.

Is Working Capital Like a Surplus?

Ok so I understand basically what working capital is...I was just wondering, since it's based on current operations if you could say that working capital is kind of the equivalent to a surplus?





So after you pay your current liabilities with current assets, the resulting money is working capital...a surplus to put in the bank, or back into the business, or whatever you choose?



Yes. Working capital is just that. Consider it a reserve fund that allows for unforeseen costs or a source to tap for expansion.

Whatr is the meaning of success ?

how i can become a successful man?



Success has different meanings...The meaning of success lies in the courage of overcoming your fears and failure and continue doing your work without being disheartened. Always remember, if you have the faith in yourself and if you keep working towards your goals without letting failures affect your self esteem, one day you%26#039;ll reach the stars. And even if you don%26#039;t, at least you%26#039;ll have the satisfaction that you were honest with your efforts.





Once you figure out your personal meaning of success and have a clear understanding of what is important to you, you will see that your dreams are within arm%26#039;s length. You can achieve anything and everything once you are sure of what you want to do and the most vital part of being sure is to have confidence in yourself and what you plan to do. This is only possible once you start loving yourself and your work. Loving yourself is important because if you don%26#039;t love yourself, you%26#039;ll never have the confidence to grow. Loving your work is important because Success is driven by passion. Unless and until you are very passionate about something and crave for it, you will not be able to put your 100% in accomplishing it.





%26quot;Success is a journey, not a destination%26quot;. Its not just the accomplishment of a single goal. It is a continuous process of accomplishments that collectively amount to a major achievement in life. So, go ahead, explore the meaning of success, work sincerely for it and achieve what you always wanted to and you%26#039;ll soon find your name up there in the list of successful people!


c%26quot;,)




TWO WORDS... SUCCESS and ACHIEVEMENT!!!





Achievement: This is a Lil personal stuff. It comes to you when u set some target and achieve it. It always gives you a mental satisfaction. Has got nothing to do with what people say.





Success: - is for the other persons.. U become successful when others start admiring your work and identify your achievements. Hav got nothing to do with what u feel. People should know your achievements for this.





It%26#039;s up to u to decide what u want to be a Successful person or an ACHIEVER??





My personal opinion is to be an ACHIEVER. duniya jaaye tel lene.... kisko padi hai...


U can choose to be whatever u like...




you can become a successful person by doing these things-


you have not to do a difficult work, only do your own work honestly. example- If you are reading, read honestly


remember this.




Success can be defined as a time in life, when you can do anything u want, ur family wants %26amp; ur friends %26amp; relative wants without worrying that what will happen tommrow





Start earning money m dear friend, only money %26amp; power makes a person successful nothing else




SUCCESSFUL MEANS KAMYABI


IN ANY LINE U WANT TO BECAME SUCCESSFUL U SHOULD CONSTRAIT MIND WITH POSITIVE AND TRY.




success is not achieving the a great thing


u will be successful when u reached a place every one of ur family and people are proud of u




Nothing succeeds like success.




learn to kiss ***, and work hard at the same time/


%0D%0A

Can you explain me, What is

What is "Reconciliation" ?



It's to compare one account with another to make sure they match. For example, when you check the balance in your checkbook against the statement you get from the bank at the end of the month to make sure the figures agree, this is reconciling the account.




Hi, reconciliation is comparing records or reports from one section to another or one dept. to another. This is most commonly used with reports which concerns figures(i.e. amount, volume, stock qty. etc.)

Do all parcels have a tracking number when sent by Royal Mail?

I sent a parcel by Standard Parcel Post that has not been received. I am now being asked for a tracking number by Paypal as my buyer has escalated a claim against me for non-receipt. I do have the receipt for the parcel.



Hi, no you only get a tracking number for parcels sent recorded post!!


You do have a receipt so copy it and put it on paypal so they can see you HAVE sent it.





You are still kind of insured to get your money back for what the item is worth (but not what you paid for the postage) if you can proove it with a receipt etc.





Best thing to do is get a lost post form from the post office and send it off!




Not unless its recorded no.





Copy the reciept onto your pc and send it them to prove you have sent it. But dont hold your breath about winning the dispute, Paypal are a nightmare, and you can never get through to them on the phone!




Recorded, Registered (special insured) or parcel force 48. The former is low, middle (as much as most need) and the latter to around 150.





C

Can you pay a employee with shares of your company instead of wages?

No. Shares would not include the SSS payments the employer is liable for. Nor would they include the employer contribution to workers comp and unemployment benefits.

Is PacSun really closing?

I've looked at wa whole bunch of sites, and they either say they're closing all stores, or just a lot. But the thing is, most of these posts or sites were updates in '08. The one I just looked at was posted in May and it said they would all be closed by December. Well I have an option of two malls that I can go to when I want, and the PacSun in both of them is still open. And neither of the stores have signs up in the window saying they're gonna close? What's up with that? Are they closing or not?



They are closing 150 "non-core" stores. The whole company isn't closing. They are just getting rid of their under performing stores to save money.




I didn't hear about it, ask the store manager, or the regional manager.




The PacSun near me just closed. Looks like with the economy doing so horribly they could all be going downhill.

Help with company name...!?

I'm starting my own event management and communications business and need a company name.


Anyone got any ideas? I'd like something modern and punchy if possible! So far I have come up with words like Impress, Inspire, Details etc...





Any contributions?





Thanks! :)



Corporate Business Endeavors





Inspirational Corporate Convergence





Inspiracom

GM controlled by government?

I understand the ramifications of the government bailouts, and the fact the government is actually part owners of the companies now. However, that is bothering me quite a bit. Historically the government has "bailed out" industries without going in and telling them how to take care of their business.


The fact that Mr. Obama wanted the GM exec to resign is troublesome to me. Maybe this exec is not the right man to heal the company, but is it the president's job to take over? When did we cease to be a democracy and free enterprise? Does anyone else notice the dangers of what just happened?


Our government is piling serious problems on top of serious problems. What needs to be done to solve the issue of government control like this? However, it not government control. It Obama control. That is frightening!



Remember: Obama constantly said he was for "change". Well, he never defined it, and no one asked him.





Now, we get to see what Change means.




My suggestion to you, turn off Rush Limbaugh. President Obama isn't in charge of GM and it's the board of directors who are asking the chairman to step down.




eventualy the govt. will have to step in

Can you say Hoorah for Obama for zapping the GM CEO?

Now, maybe, he will start zapping some of the horrible banksters. Off with their heads. Go Obama Go! Throw those GD crooks in prison and takback the loot. Enough is enough, we wanna see more and more change, change we can believe it, damn it!



Yes.. great news. and the banks too... off with their heads...





Let's see who else takes tax payer money.. because I think they all make too much.. and like Barney Frank says.. You took our money, effectively we own you now.





Farm subsidies... take over the family farm, their land isn't being put to best use. (Joe Stalin liked this)


Dept of Education... fire teachers, schools are failing, it must be their fault, we gave them tax dollars and kids are stupider than ever.


National Endowment of the Arts... close all museums... I hate that crap, it loses money and its boring.


Welfare Recipients.. we've been giving you money for years and you can't produce ANYTHING... fired. you get NOTHING.


Public Libraries... waste of tax payer money, now that Wikipedia exists.. fail


College Students.. we give you money to study ancient Egyptian art history?? What the hell is that, how do we get our money back.. fail.


Hospitals... billions and still the common cold affects all.. Epic Fail


ACORN.. billions of dollars to organize communities... what exactly does that mean?? Give us back our money..











Listen.. I didn't agree with any bailout. They were all ill advised. but your agent of Hope and Change isn't changing anything with his facade of outrage.





Governments know zip about business.. giving GM a dime proves that.





So who will run GM now. Preferably someone who makes $8 an hour please, we need to save the cash... what does your resume look like?




Are you out of your mind?! First of all what Obama did is unconstitutional, the Constitution of the United States does not give, the Executive Branch of the Government that power. That power if even legal would fall to the Legislative Branch, under Article One, Section 8 the Commerce Clause; that would be a really broad interpretation of their powers.


Now, let me ask you a question. If a company goes to a bank, and borrows money does that bank have the right to fire that CEO?


We are headed toward Communism!


One more thing,


Lincoln said:


"Don't interfere with anything in the Constitution. That must be maintained, for it is the only safeguard of our liberties. And not to Democrats alone do I make this appeal, but to all who love these great and true principles".


and he also said:


"It is not merely for to-day, but for all time to come that we should perpetuate for our children's children this great and free government, which we have enjoyed all our lives".


and last but not least he said:


merica will never be destroyed from the outside. If we falter and lose our freedoms, it will be because we destroyed ourselves".


President Lincoln, believed in freedom and had a great love for this country, I wonder how he would feel, knowing that the very people he fought and died for, are at the helm of the destruction of the United States.

Walmart is having meetings to scare employees away from unions in regards to a new bill in Congress?

Employee free choice act (EFCA). Someone at work said that if you sign a union card, then the union can take out dues from your paycheck immediately (before the union is certified?). I don't think this is true. Does anyone know for sure?



No. Unless you a member of the Union, they can not take money out of your paycheck. But if the Union is ratified, they certainly will.




Unions are not an ideal situation. I do not know of a union that deals impartially. It is always about grabbing more for themselves. Is this a good thing when it hurts the company and consequently the employees themselves?

Actupunture is an acronym for what?

A calculative type under protective unite nonetheless torture undergoes real exhibition

What is the difference between fiscal and monetary policy?

I'm having a little difficulty understanding the two concepts. Any help?



Fiscal policy is the government policy for example stimulus package or financial aid to the banks or tax cuts etc.


Monetary policy is the federal reserve. Currently they have lowered interest rates and are engaged in quantitative easing.


Monetary policy by the Federal reserve has the largest effect on the long term growth of the economy.

What is interesting about a Federal Reserve Bank?

I'm going there for a field trip in Chicago but what's so special about it? Before I do though, I need to have some background knowledge. Thanks for your help.



They are not a governmental institution. They are a cartel (they prefer a consortium" of the uber wealthy. It is essentiall a "privitization" of our money to the very rich. All the interest is given to private individuals, instead of to the government, if the government loaned the money. The Fed was formed to keep our economy and money supply stable. Ask why they shouldn't be fired since they failed miserably on both accounts.

How can I get my mommeh to take me to Wal Mart?

We ususaly don't go and I don't want her to be all like why do you want to go there all of a sudden? I'm not up to anything


I just want to get a cute necklace my friend has :)



just tell her the truth, that you want to buy a necklace. if that doesn't work, then take the bus if it is accessible. Then if that doesn't work, then go with a friend.




take the bus

Shopping on amazon uk?

is amazon safe





is the delivery free





is it fast delivery free





and how much is the p & p if its not free



Yes it's safe, I've been using them for years.





Delivery is now FREE on anything over 5.





Delivery is quick for items in stock and they always e-mail with delivery dates etc.





P P cost varies (if you do have to pay) dependent on size/weight. Amazon 'sellers' do charge p p.




Yes Amazon is safe





If you spend over a fiver it is usually free





You can pay for next day delivery or wait for the free delivery (varies on time)





p&p varies when it is not included in the "super Saver delivery" option




yeah its safe p&p free now they got an offer on dont know until though

I need a co signer who is willing to co sign for me, or know someone who will co sign for me?

No one I know has good enough credit to co sign for me, I really need to get back in school, do any one have any suggestions? Please let me know,.....and I already tried financial aid and my only option now is to take out a private loan, if you know about any loan companies that don't require a co signer or just any suggestions about my situation please let me kno thanks!



I would work a job and save up a little bit of money maybe use a credit card from your bank or credit union with low amount of credit and pay it off on time, to build your credit up wait about 6 months and see if you can get the loan without a cosigner.




I'll co sign for you if you promise to pay your loan, but you have to promise.

Why do we have to keep bailing out the auto industry? Why can

They just seem to be like the proverbial ne'er do well brother-in-law who is always looking for a handout. What is it with them?



We are only bailing out GM, Ford & CVhrysler, and Ford announced it does not need any money.


Honda, Nissan, Toyota, never are even mentioned when it comeds to Bailout money.


It seems only GM and Chrysler oare on life support.





I call it poor management.




First off: Do you own or lease an auto manufactured by Ford, GM or Chrysler?





The fact of the matter is most Americans don't own American cars anymore. Errr...well cars manufactured by American corporations. The foreign car manufacturers began making fuel efficient cars a long time before the gas hike. The American car industry concentrated on the "Soccer Moms" of the U.S. and focused on gas-guzzling SUVs and Trucks. Thus when gas prices climbed to $4/gallon, people rid themselves of the 13 mpg Explorer and traded in for a 35 mpg Prius or Honda.





That's only one of the issues. Cheap parts and ripping off the American customers was another. Poor management within the industry another...the UAW another, etc, etc, etc...




because without the car industry there will be no oil industry and without the oil industry, the monster we call America will collapse causing all the blood and money hungry C.E.O's to go on a killing spree thus causing Armageddon




Do note that Toyota is now on life support from the Japanese government too. All the car makers were hit by sales drying up from the credit crunch.

What does the following sentence mean?

"Co-ops are restricted to conducting business with existing members. This limits the number of customers and ultimately, the volume of business transactions."



It means that a cooperative enterprise can only sell to its members. Since the number of members is normally fixed, the business can only grow by selling more to each member. That is not much growth potential.




Co-Ops (a Noun) describes a group of persons who want to LIMIT their buying/selling with other certain types of accepted persons (Could be: group of Churches to buy from only certain businesses or a Co-Op of Police Dept. or any such groups who only want to do business in a limited way. Many Co-ops only buy from certain stores (Costco or Wal-mart) Hope that helps you understand the limits of doing business within a certain scope.




A Co-ops or Cooperative is normally set-up by Students Body (University) or Trade Union for members to purchase their requirement in a cheaper and credit arrangement with score for points earning for exchange of goods, prizes or discount. They bought in bulk puchase price and sell at a lower price than in the general market. Benefits for the members who buy the shares.

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